Terms & Conditions

Last updated: August 8, 2026

These Terms & Conditions ("Terms") govern your access to and use of moneyfymind.com (the "Site"), operated by Moneyfy Mind. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Acceptance of Terms

By using any calculator or page on this Site, you confirm that you have read, understood, and agree to these Terms, along with our Privacy Policy and Disclaimer, which are incorporated into these Terms by reference.

2. Description of Service

Moneyfy Mind provides free, browser-based calculators covering finance, investing, real estate, salary and HR, health, student, daily utility, AI tools, social media, and business topics. All calculations run client-side in your browser; no account or sign-up is required to use them.

3. Estimates Only — No Professional Advice

Every result produced by our calculators is an estimate based on the formulas and figures you provide. Nothing on this Site constitutes financial, investment, tax, legal, medical, or other professional advice, and no calculator result should be treated as a substitute for advice from a qualified, licensed professional familiar with your specific circumstances. See our Disclaimer for full details.

4. Acceptable Use

You agree to use this Site only for lawful purposes and in a way that does not infringe the rights of, or restrict or inhibit the use and enjoyment of, this Site by anyone else. Prohibited uses include, without limitation:

• Attempting to gain unauthorized access to any part of the Site, its servers, or any connected systems
• Using automated systems (bots, scrapers, or crawlers) to extract content at a scale or frequency that degrades Site performance for other users
• Introducing viruses, malware, or any other harmful code
• Reproducing, duplicating, or reselling any part of the Site's underlying code, design, or calculator logic without our prior written permission
• Using the Site in any way that violates applicable local, national, or international law

5. Intellectual Property

The Site's design, layout, branding, original written content, and underlying code are the property of Moneyfy Mind and are protected by applicable copyright and intellectual property laws, except where otherwise noted. You may use the calculators for personal or internal business purposes, but you may not copy, republish, or redistribute the Site's content, design, or code without our prior written consent. Standard mathematical formulas themselves (such as the EMI or BMI formulas) are not proprietary to us and are publicly available; our specific implementation, content, and presentation of them are.

6. Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by Moneyfy Mind. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites. We encourage you to review the terms and privacy policy of any third-party site you visit.

7. Disclaimer of Warranties

This Site and its calculators are provided "as is" and "as available," without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. While we make reasonable efforts to keep our formulas and figures accurate and current, we do not warrant that results will be error-free, uninterrupted, or fit for any specific decision you make based on them.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Moneyfy Mind and its founder, contributors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of, or inability to use, this Site or its calculators — including but not limited to financial loss, missed opportunities, or decisions made based on calculator results — even if we have been advised of the possibility of such damages.

9. Indemnification

You agree to indemnify and hold harmless Moneyfy Mind and its founder, contributors, and affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Site, your violation of these Terms, or your violation of any rights of a third party.

10. Changes to These Terms

We may revise these Terms from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of India, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the courts located in India.

12. Contact Us

Questions about these Terms can be sent via our Contact page or to hello@moneyfymind.com.

These Terms are provided as a general reference and are not a substitute for advice from a qualified lawyer. We recommend having this document reviewed by legal counsel familiar with your jurisdiction to confirm it meets your specific compliance and business needs before relying on it as your final, published Terms & Conditions.